HCB Financial Valuation
| HCBN Stock | USD 40.25 0.25 0.63% |
At this time, the entity appears to be fairly valued. HCB Financial Corp owns a latest Real Value of $41.15 per share. The recent price of the entity is $40.25. Our model calculates the value of HCB Financial Corp from evaluating the entity fundamentals such as Return On Asset of 0.0055, current valuation of 23.88 M, and Operating Margin of 0.19 % as well as inspecting its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that HCB Financial's price fluctuation is very steady at this time. Calculation of the real value of HCB Financial Corp is based on 3 months time horizon. Increasing HCB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since HCB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HCB Pink Sheet. However, HCB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 40.25 | Real 41.15 | Hype 40.25 | Naive 40.27 |
The intrinsic value of HCB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence HCB Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of HCB Financial Corp helps investors to forecast how HCB pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HCB Financial more accurately as focusing exclusively on HCB Financial's fundamentals will not take into account other important factors: About HCB Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of HCB Financial Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of HCB Financial Corp based exclusively on its fundamental and basic technical indicators. By analyzing HCB Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of HCB Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of HCB Financial. We calculate exposure to HCB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HCB Financial's related companies.HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. HCB Financial Corp. was founded in 1886 and is headquartered in Hastings, Michigan. Hcb Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct HCB Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates HCB Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct HCB Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain HCB Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine HCB Financial's revenue streams: Identify HCB Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research HCB Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish HCB Financial's growth potential: Evaluate HCB Financial's management, business model, and growth potential.
- Determine HCB Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate HCB Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
HCB Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | 0.25 | |
| Retained Earnings | 30.8 M |
Other Information on Investing in HCB Pink Sheet
HCB Financial financial ratios help investors to determine whether HCB Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in HCB with respect to the benefits of owning HCB Financial security.